Injured in an Uber or Lyft Accident? Your Rights and Options for Compensation in California and Nevada

•Why Rideshare Accidents Are Legally Complex

Uber and Lyft operate in a gray area between private and commercial transport, making accident claims more complex than standard car collisions. Key factors include:

• Multiple layers of insurance: Depending on whether the driver had the app on or was transporting a passenger, different insurance policies may apply.
• Independent contractor status: Rideshare companies typically don’t classify drivers as employees, which complicates liability.
• Jurisdictional issues: Claims may involve state laws, local rideshare regulations, and insurance policies that vary across regions.

Because of these legal layers, victims often need strong representation to ensure their claim doesn’t get lost in corporate red tape.

•Who Can File a Claim After a Rideshare Accident?

You may be entitled to compensation if you were:

• A passenger in an Uber or Lyft vehicle
• A pedestrian struck by a rideshare car
• A bicyclist involved in a collision
• A driver or occupant of another vehicle hit by a rideshare driver

No matter how the accident happened, your injuries and damages matter—and they should be addressed by the appropriate insurer.

•Understanding the Insurance Tiers in Rideshare Crashes

Rideshare companies use a tiered insurance model:

• Offline: If the app was off, the driver’s personal insurance applies.
• App On, No Ride Accepted: Uber/Lyft provides limited liability coverage.
• Ride Accepted or Passenger in Car: Up to $1 million in commercial liability coverage may apply.

An experienced attorney will evaluate the details of your case to determine which coverage applies—and how to pursue it.

•Common Injuries in Rideshare Accidents

Rideshare collisions can lead to serious, lasting injuries such as:

• Fractures or broken bones
• Whiplash and spinal injuries
• Internal bleeding
• Knee and shoulder trauma
• Psychological trauma (PTSD, anxiety)
• Long-term disability or chronic pain

Proper medical documentation is essential not just for your health, but also to support your claim.

•What Compensation Can You Pursue?

You may be eligible to recover:

• Medical bills and rehabilitation
• Lost wages and loss of future earning ability
• Pain and suffering
• Emotional distress
• Long-term care needs
• Transportation or home accessibility modifications

Each case is different—but fair compensation should reflect your complete physical, emotional, and financial impact.

•How McDonald Trial Lawyers Can Help

McDonald Trial Lawyers brings a compassionate yet relentless approach to rideshare injury claims. With offices in California and Nevada, we provide strategic support to help victims navigate complex insurance systems, build strong legal cases, and stay informed every step of the way.

Founded by attorney Matthew McDonald, our firm emphasizes empathy, clear communication, and justice through aggressive legal advocacy. We handle the paperwork, negotiations, and court representation—so you can focus on healing.

•You Don’t Have to Navigate This Alone

After a rideshare accident, confusion and frustration are common—but you’re not alone. With the right legal team behind you, you can hold the right parties accountable and secure the recovery you deserve.

McDonald Trial Lawyers is here to help you take the next step—toward clarity, compensation, and peace of mind.